Why Final Expense Didn't Work But Why It Can?
- Final Expense Nation
- Sep 5, 2019
- 2 min read
Updated: Oct 2, 2019
Final expense is a great product. No matter if you are doing field sales or telesales it's all the same. What changes between the 2 ways to introduce final expense to the client -
1. A Telesales client has a Phone! You know that.
2. A field sales lead has a home! You know this tool.
Other then that... How can you add a better chance to keep your clients on the books? It's not the product - the reason why your policies are staying on the books. Its You!
1. Your rates are to high. How do you fix it. Add carriers with lower rates. Ask our partners are www.Insuredin10.com they can hook you up with carriers with better rates. If someone walked into your home and could save you 500 bucks a month on car insurance for the same coverage would you take it? Damn right you would.
2. Your clients are broke. It all starts with the leads. If your working for Lincoln- they are sending out flyers to everyone and their brother. Houses with no doors or windows, no cable, no phone and charging you $38.00 for that lead. And they are reselling it to 10 other agents. Good luck with that gig on a 75% contract. Back to the point-- The clients can't afford 20 bucks for a phone - how the hell are they going to afford your 7600 in coverage for $45.00 a month. They won't. So- change your clients.
3. Leads start out with a list of names and addresses. No matter if they are mailer leads or phone leads. You can filter the age, demographics, income levels etc. You get my point. Well, the carriers like Lincoln don't care about YOU, they just want YOu buying THEIR leads- so they'll send the info out to anyone. WE DO NOT. And this gives you a better shot at selling a policy- AND that policy STAYING on the books.
4. Layering your Policies. If you can add more value to what you sell- your clients will KEEP their policies. SALES 101. Why only pay off their final expense when they die? Why not their house, car, burial, and leave something to their families. You know why you can't sell this? Cause your rates are to high! The guys over at www.insuredin10.com can walk into your clients house and offer a level 20-30 year term 250k in coverage with no exam for $35.00 bucks. While you are selling $5500.00 for $50.00 from Lincoln. Not even close.
It's sales and your tool belt is empty. Your gun is out of ammo. And YOU are being sold the Kool- Aid from these companies. We're here to help you out. With not only leads, but a contract, and a better product to sell. Insured in 10.com is the only company to offer this program. Check them out.

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